The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Insurance Needs Assessment: Married With Children When you’re married and have children, insurance needs will be different. Tax Deductions You Won't Believe Here are some examples of deductions from the IRS that were permitted and some that were, uh, too creative. Lifetime of Earnings Estimate how much you have the potential to earn during your working years.